What to Do if You are Involved in a Car Crash ?

According to a research, millions of road accidents occur every year and about 30% of them are such accidents in which some injury is inflicted upon a person due to the negligence of another person. In such a situation, the injured person is entitled to sue the other person and claim some compensation. However, the process of filing a lawsuit and claiming compensation is a complex process. Various firms like 'Oasis Claims Management' have been established which help civilians to claim compensation. Here's a brief description on what to do if you are involved in a car crash and wish to claim compensation.

The law empowers those who have suffered from some injury in a car crash due to someone else's negligence to claim compensation for the personal losses incurred by them. This compensation covers the cost of medical treatment, loss of earnings or any other expenses which the victim had to or might have to bear. Taken into account are injuries such as whiplash injuries, back injuries, chest injuries and head injuries. Now you can do two things, you can make an estimate of the losses you incurred and make a claim on your own or you can seek help from a company like 'oasis-claims' to guide you through this process.

There is a time period in which the claim has to be made. A victim has three years from the day of the accident to make a claim for it to be valid. If the victim is a minor( below 18 years of age) at the time of accident, he/she can make a claim till he/she turns 21. The first step to be taken is to obtain proof that the accident was the other party's negligence. So you have to arrange for statements to be taken from the witnesses( if any). Then, a medical report has to be made which includes details of all your injuries. Then, get your vehicle inspected for all the damages and how much the repairs would cost. Accordingly, the estimated claim has to be calculated and a letter of claim has to be sent to the negligent driver of the other vehicle so as to inform him/her of the losses incurred by you. Now you can do this on your own or you could contact a claims management firm for help and they would aid you in the above process while giving you suitable advice.

The most complicated part of the above process is calculating your claim's worth. What makes it difficult to provide exact figures is that each accident has unique situations involved in it. However, it largely depends on the extent of your injuries- the type of injury and how much time it would take to heal it. Then you may also claim compensation for "special damages". These include any losses of your past earnings and the loss of what you would not be able to earn in the future because of your injuries, the transportation charges for visits to doctors and all the repair of your damaged vehicle. Once this is done, then you are ready to claim your compensation and you or your attorney can formally detail the responsible party about your claim.

This leads to the involvement of the other party's insurance he insurance agency is given three months to investigate your claims and confirm if their client is responsible for your injuries or not. If the insurance agency confirms the claim, then the two parties may settle the dispute and agree upon suitable compensation. Otherwise, the matter goes to court if there is any conflict on the issue of who is responsible. The court then investigates all the claims made and reaches a judgement. Thus, it is quite a long and tedious process and is best handled if you hire an agency to manage your claims.